Here's an innovative approach

chart

Effect of a 1% difference in higher annual fees on a $20,000 401(k) balance invested over 20 years.

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iShares in 401(k) plans are an idea whose time has come
for three key reasons.

  • Cost Efficiency: iShares ETFs offer reasonable and transparent fees.
  • Transparency: iShares ETFs offer a flexible and transparent
    investment lineup.
  • Risk Management: iShares ETFs help manage risk through
    portfolio diversification.

All these features help strengthen your clients' retirement plans.

High fees erode 401(k) plan performance.

The chart from a Government Accountability Office report illustrates exactly how much expenses matter: over the course of 20 years, a $20,000 investment, earning 7% annually and paying 0.5% annual fees, will grow to about $70,500. But if fees are 1.5%—a mere 1% difference—that same $20,000 will only grow to about $58,400. This is approximately a 17% difference in asset value.

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