Just as plan sponsors and participants are rightly concerned about high 401(k) plan fees, they are frustrated by hidden or excessive fees. Increasingly, regulators are pushing the industry toward greater transparency and lower fees.

The good news is, when using iShares ETFs in 401(k) plans, fund management fees are transparent and record-keeping fees are separated.

• There are no hidden fees or cross-subsidy arrangements with the use of iShares ETFs in 401(k) plans.
• iShares ETFs provide an effective structure to answer concerns both plan sponsors and participants have about transparency and high fees.

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